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Estate & Legacy

Estate & Legacy

Estate and legacy planning is about more than tax. It is about protecting the people who matter to you, preserving family wealth and ensuring that your wishes can be carried out effectively.

We help you develop a clear and coordinated strategy for transferring wealth during your lifetime and on death.

Our Approach

Planning for the next generation

  • Understanding your wishes

    We explore who you wish to benefit, when they should benefit and the degree of control or protection required.

  • Reviewing existing arrangements

    We consider wills, trusts, pensions, investments, property, business interests and existing nominations.

  • Building a coordinated strategy

    We bring together gifting, investment, trust, pension and insurance planning where appropriate.

  • Keeping plans current

    We review your strategy as family circumstances, asset values and legislation change.

Protecting wealth across generations

Families increasingly require planning that addresses several generations, different financial needs and a broad range of assets.

We help clients consider how and when wealth should pass, how access and control should be managed, and whether beneficiaries may require additional protection. This can include lifetime gifting, trust planning, pension nominations, investment structuring and the use of life assurance to meet future liabilities or create liquidity.

We work closely with solicitors, accountants and tax specialists to ensure that financial recommendations form part of a properly coordinated estate plan.

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A considered legacy strategy

  • Control

    Establishing how and when wealth should pass to beneficiaries.

  • Protection

    Helping preserve family assets and protect vulnerable or younger beneficiaries.

  • Continuity

    Keeping the strategy under review as your family and circumstances evolve.

Get In Touch

If you would like to find out more about Napier Sterling Wealth, please contact us using the information below.

Contact Us

Leave us a message on our contact page.

Get In Touch
Email Us

contact@napiersterlingwealth.com

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Napier Sterling Wealth Limited is registered in England & Wales no. 14435971. Registered Office: 10-11 Great Turnstile, London WC1V 7JU.

Napier Sterling Wealth Limited is an Appointed Representative of Opus Independent Financial Planning Limited which is authorised and regulated by the Financial Conduct Authority. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. The Financial Conduct Authority does not regulate some aspects of buy to let mortgages and inheritance tax planning.

Past Performance is not a guide to future performance. The value of investments can go down as well as up, and you may get back less than you invested. The levels, bases, and reliefs from taxation are subject to the individual circumstances of the investor, are not guaranteed, and tax legislation may change in the future.

Our details may be checked on the FCA Financial Services Register at https://register.fca.org.uk/. Please note that the Financial Conduct Authority (FCA) does not regulate cash flow planning, estate planning, tax or trust advice.

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