Overview
Ben is a dual-qualified solicitor and Chartered Financial Planner with extensive experience across financial services, wealth management and complex financial planning.
As Managing Partner of Napier Sterling Wealth, Ben advises individuals, families, business owners and sports and media professionals on the structuring, protection and management of their wealth. He takes a broad view of each client’s circumstances, helping to coordinate investment, pension, tax, estate and protection planning alongside relevant legal and commercial considerations.
In the sports sector, Ben advises sportspeople and representative organisations on financial, regulatory and disciplinary matters. His experience allows him to understand the particular challenges faced by professional athletes, including irregular earnings, career transition, commercial opportunities and the need to preserve wealth beyond a relatively short playing career.
A true trusted adviser: Ben is viewed as an extension of our team. He makes all the difference, knowing your adviser will identify the best strategy and outcome and deliver it every time.
Expertise
Strategic Financial Planning
Ben helps clients turn complex financial circumstances into clear, coordinated long-term plans. His advice brings together cash-flow planning, pensions, investments, tax-efficient structuring, protection and estate planning, with a focus on preserving wealth, maintaining flexibility and achieving each client’s personal and family objectives.
Education & Associations
Education & Certification
Associations
Representative Experience Highlights
Ben’s work spans private wealth management, strategic financial planning and the long-term structuring and protection of family wealth. His representative experience includes:
Advising high-net-worth individuals and families on integrated investment, pension, cash-flow, protection, tax and estate-planning strategies.
Helping business owners and entrepreneurs coordinate their personal wealth with company assets, remuneration, succession planning and future business exits.
Advising clients following significant liquidity events, including business sales and inheritances, on the careful investment and long-term preservation of capital.
Supporting current and former professional sportspeople with wealth management, career-transition planning, protection and the preservation of wealth beyond their playing careers.
Helping clients regain control of fragmented, unsuitable or distressed financial arrangements, protect their remaining assets and rebuild a coherent long-term wealth strategy, including his work supporting members of the V11 group following significant financial losses arising from historic financial advice.
Helping families plan for the transfer of wealth between generations, including lifetime gifting, pension and beneficiary planning, trusts and the funding of future inheritance-tax liabilities.
Coordinating complex financial affairs involving multiple investments, pensions, properties, businesses, trusts, professional advisers and, where relevant, more than one jurisdiction.